Points are one way to do this. Points are paid by the buyer to bring down their interest rate. We don't know when another refinance boom will hit, so points today aren't a bad thing as they will help to bring down a buyers monthly payment.

A seller can also help a buyer with something such as a 2-1 buy down as well (we’ll do another post on this soon!)

Learning different tips and tricks will help you if you are in the market for a new home or if you are in the market to sell your own home. Having a REALTOR who has ideas about how to make this a great purchase / sale is imperative in the current market.

If you have any other questions, simply contact me via email to nicole@nicolemilford.com or call me at 630-251-3082!

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